Terms of use
PLEASE READ THE FOLLOWING CAREFULLY BEFORE ACCESSING OR USING ANY PART OF THE SITE.
Revision Date: 1 April 2025
Introduction
By accessing and/or using FinImpact.comTM+ (the “Website”), you agree to be bound by the following Terms of Service. These Terms govern your use of the Website and constitute a legally binding agreement between you and the Website operator. Please read them carefully before using any feature of this Website.
Affiliate Disclosure
Some of the links and offers on this Website are affiliate links, which means we may earn a commission if you click through and make a purchase or sign up for a service. Our commercial relationships may influence the selection, placement, and evaluation of products and services presented. However, we strive to provide objective and accurate content.
Use of Site
This Website and its contents are available only for personal and non-commercial use. You may not modify, reproduce, republish, distribute, or exploit any content for commercial purposes without our express written permission. All content is protected under applicable copyright laws.
Prohibited Uses
You agree not to:
- Use any automated means (scrapers, bots) to access the Website;
- Reverse engineer, decompile or disassemble any part of the Website;
- Upload or transmit malware or harmful code;
- Misrepresent your identity or affiliation with any entity;
- Violate any applicable laws while using the Website.
Credit Authorization and Use of Personal Information
- Credit Authorization and Permissible Purpose
By agreeing to these Terms, you expressly authorize Finimpact and its authorized financial partners to obtain your credit information from consumer reporting agencies through a soft credit inquiry for the limited and lawful purpose of prequalification and related financial assessment.
This inquiry is strictly informational and will not affect your credit score.
You acknowledge that Finimpact acts either as a data processor or as a referring intermediary for one or more financial institutions and lenders (“authorized partners”).
Finimpact and its partners perform such inquiries only for permissible purposes as defined by the Fair Credit Reporting Act (FCRA) and other applicable regulations.
2. Use and Limitation of Liability
Finimpact and its partners will use your credit and personal information solely for the purpose of evaluating your eligibility for financial products and services you have requested.
Finimpact does not sell, trade, or misuse your information under any circumstance. You agree that Finimpact shall not be held liable for any decision, credit outcome, or financial product offered by its partners, as Finimpact’s role is limited to facilitating prequalification and connecting you with financial institutions.
All lending decisions and terms are determined solely by the respective partner.
3. Consent Record and Audit Trail
Your consent to these Terms serves as an explicit authorization for Finimpact and its partners to conduct a soft credit inquiry.
Finimpact maintains secure, time-stamped electronic records of such consent as part of its compliance and audit procedures.
This record may be used to demonstrate your authorization in response to any consumer complaint, legal claim, or regulatory inquiry.
Use of Data
The Website may collect and use user data to enhance its functionality and services, for analytics, monitoring, diagnostics, security assurance, and performance tracking. By using the Website, you consent to such data collection and use as outlined in our Privacy Policy.
Cookies & Tracking Technologies
We use cookies, web beacons, and similar technologies to enhance your experience, analyze usage, and deliver personalized content. By continuing to use the Website, you consent to such use. See our Privacy Policy for more information.
Advisory
The statement is provided to you by Moonshot Marketing (“Promoter") who has entered into a written referral agreement with Empower Advisory Group, LLC ("EAG").
The statement is provided to you by Moonshot Marketing (“Promoter") who has entered into a written referral agreement with MDRN Capital Group, LLC ("EAG").
Disclaimer of Warranties and Limitation of Liability
The Website and its contents are provided "as is" and "as available", without warranties of any kind. We do not guarantee:
- That the Website will be error-free or uninterrupted;
- That the information is accurate or up-to-date;
- That third-party services linked through the Website are reliable.
You are solely responsible for decisions based on Website content. To the fullest extent permitted by law, we disclaim all liability for any direct, indirect, incidental, or consequential damages arising from your use of the Website.
Links to Third-Party Websites
The Website contains links to third-party sites for convenience. These links do not imply endorsement. We are not responsible for the content or practices of any linked site. Your use of such sites is at your own risk.
Indemnification
You agree to defend, indemnify, and hold harmless the Website, its operators, affiliates, employees, and licensors from any claims, damages, losses, liabilities, and expenses arising out of your use of the Website or violation of these Terms.
Governing Law and Jurisdiction
These Terms are governed by the laws of the State of Israel, without regard to its conflict of law provisions. Any disputes shall be resolved exclusively in the courts of Tel Aviv, Israel.
Dispute Resolution
Before initiating any legal proceedings, you agree to attempt to resolve disputes through arbitration under the rules of the Israeli Institute of Commercial Arbitration. Arbitration shall take place in Tel Aviv, Israel.
Modifications to Terms
We may update these Terms at any time without prior notice. Material changes will be posted on the Website. Continued use of the Website after changes are posted constitutes your acceptance of those changes.
Severability
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Entire Agreement
These Terms constitute the entire agreement between you and the Website regarding your use and supersede all prior agreements.
Contact Information
For questions or legal concerns, please contact us at: compliance@moonshot.co.il.