Frequently Asked Questions(FAQ)

What happens if you don’t have motorcycle insurance?

If you don't have motorcycle insurance, you may face severe consequences in the event of an accident. Without insurance, you would be personally responsible for covering medical expenses, property damage, and legal fees for both yourself and others involved in the accident. Moreover, you might face legal penalties, license suspension, and financial hardships, making it crucial to have proper insurance coverage to protect yourself and others on the road.

Do I need a motorcycle accident lawyer?

Whether or not you need a motorcycle accident lawyer depends on the circumstances of your accident. You might handle the insurance claim independently if you were involved in a minor incident with no injuries or property damage. However, for more complex cases involving serious injuries, property damage disputes, or liability issues, consulting a motorcycle accident lawyer can be beneficial to protect your rights and seek fair compensation.

Does Montana require insurance?

Montana does not have a mandatory motorcycle insurance requirement. Motorcyclists in Montana are not legally obligated to carry liability insurance to ride on public roads. However, it is important to check for any updates in state laws or consult local authorities to verify Montana's current motorcycle insurance regulations.

Can I ride someone else's motorcycle?

To ride someone else's motorcycle legally, you must have the owner's permission and a motorcycle license or the required endorsement, depending on your state's regulations. Additionally, ensure that both you and the owner have appropriate insurance coverage for the motorcycle to be properly protected in case of an accident or damage. Always follow local laws and obtain the necessary documentation before riding someone else's motorcycle.

About the Authors

Ann Schreiber

Written by: Ann Schreiber

Seasoned Copywriter & Content Marketer

Ann has been a marketer and a content writer for over 20 years. She worked for financial institutions such as FICO, Experian, and BlueChip Financial as a director of content and brand marketing.

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