Frequently Asked Questions(FAQ)

Is TransUnion or Equifax more important?

When it comes to Experian vs. Equifax vs. TransUnion, all of their reports and scores are important, but the one that matters most will depend on the situation. Generally, lenders will look at your FICO score, as it is the most widely used scoring model in the lending industry. However, different lenders may use different scoring models, and some may even use their own proprietary models.

How often should I check my credit score?

It's a good idea to check your credit report and credit score regularly, at least once a year, bare minimum. That said, there’s no harm in checking it weekly or monthly, especially since so many companies (the three credit bureaus included) offer free credit score checks regularly.


  • credit reports and scores: The page provides valuable information on how to obtain, read, and dispute credit reports. It also provides resources on how to understand credit scores, protect yourself from identity theft, and how to get help if you’re experiencing debt problems.
  • TransUnion Consumer Support: The TransUnion customer support contact page provides several resources for consumers who want to obtain their credit reports, dispute errors, or freeze their credit to prevent fraud. 
  • Your Equifax Support: The Equifax contact us page offers several options for individuals who need to contact Equifax for assistance with credit reports, disputes, or fraud prevention.
  • This is the only website authorized by federal law to provide free credit reports from each of the three major credit reporting agencies.

About the Authors

Christopher Murray

Written by: Christopher Murray

Personal Finance Expert

Christopher Murray is a professional personal finance and sustainability writer and editor who enjoys writing about everything from budgeting and saving to unique investing options like SRI and cryptocurrency.

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