What credit score do I need to rent an apartment?

Landlords prefer tenants with a good credit score (FICO score 670 to 739), but landlords may consider other criteria aside from your credit score. 

Can I still rent an apartment if I have poor credit?

Yes, but you may need to go through some extra steps. If you have poor credit, you may need to pay a higher security deposit or get a co-signer for the apartment. 

What happens if I decline a credit check when applying for an apartment?

You can deny a landlord permission to run a credit check, but it is likely they will decide to rent to someone else. 

About the Author

Kal Salem

Kal Salem

MA Accounting - Arizona State University

A CPA and finance professional working with small businesses to educate owners and grow alongside their businesses. Kal started his career in public accounting supporting SEC, regulatory, and both internal and external audits. He holds a Masters in Accounting and a BS in Supply Chain Management. Owner at Salem CPA...

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