Frequently Asked Questions(FAQ)

What is the difference between your credit report and your credit score?

Credit reports are a written summary of your credit history. Credit scores, on the other hand, are three-digit numbers calculated using information from your credit report. Your credit score indicates your risk as a borrower. 

What is a good credit score?

FICO scores of 670 to 739 are considered good. VantageScore credit scores of 661 to 780 are considered prime. 

Can you have a perfect credit score?

850 is a perfect credit score. It is possible to achieve this score, but it is pretty rare. Less than 2% of all FICO credit scores are 850, according to Experian


Here are several resources you might want to explore if you’d like to build or improve your credit score. 

About the Authors

Anna Baluch

Written by: Anna Baluch

Personal Finance Writer

Freelance copywriter who enjoys writing for large publications as well as startups, small to medium sized businesses.

More about me

More About Credit Scores

Show More

Show More

Show More

Show More