Frequently Asked Questions(FAQ)

How Many People Have a Perfect Credit Score?
What Do Perfect Credit Score Holders Have in Common?

Those with perfect credit scores are usually baby boomers that are committed to their finances. They tend to carry minimal to no debt and pay off their credit card balances every month. Many of them are still using the cards they opened years ago. 

Is it hard to get a perfect credit score?

While it’s possible to get a perfect credit score, it’s certainly not easy. If you’d like to be part of the 1.2% of Americans with an 850 credit score, you’ll have to work hard. Perfect credit takes a lot of dedication and patience. 

About the Authors

Anna Baluch

Written by: Anna Baluch

Personal Finance Writer

Freelance copywriter who enjoys writing for large publications as well as startups, small to medium sized businesses.

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Kal Salem

Fact checked by: Kal Salem

CPA, PMP and Finance Consultant

A CPA and finance professional working with small businesses to educate owners and grow alongside their businesses. He holds a Masters in Accounting and a BS in Supply Chain Management. Owner at Salem CPA Services LLC.

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