In-Ground vs Above-Ground Hot Tub

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As you shop for a hot tub, one of your first big decisions will be to decide if you want an in-ground or an above-ground model. When you compare in-ground vs above-ground hot tubs, there are some key differences, including advantages and disadvantages. Understanding the pros and cons of each type of hot tub can help you decide which is right for you.

Highlights/ Key Takeaways
Above-ground hot tubs are more affordable than in-ground hot tubs, and are available in many different types.
In-ground hot tubs require significant yard space and excavation, which increases their overall price.
Above-ground hot tubs are more energy efficient than in-ground tubs, making them slightly more affordable to operate.
Both hot tub types are durable, but above-ground hot tubs quickly depreciate in resale value while in-ground hot tubs can add to your home’s resale value.

In-Ground vs Above-Ground Hot Tub: Comparing the Two Options

Both in-ground and above-ground hot tubs offer many benefits, but there are also some major differences between the two types of hot tubs. Comparing the different important features, like design, location, and energy efficiency, that each hot tub type offers can help you to choose the best type of hot tub for your budget and needs.

Location

In-ground and above-ground hot tubs require different locations. Consider whether your yard is set up to better accommodate one type of hot tub compared to the other. You may find that you have to do additional site preparation or even significantly modify your yard to accommodate one type of hot tub.

Above-ground hot tubs can often be placed close to your house, and can be ideal for smaller yards or even if you want to place the hot tub on your deck.
Having a hot tub so close to the house can contribute to privacy, and it can also make the tub more enjoyable to use in cold weather, since you don’t have to travel far.
In-ground hot tubs are installed farther into the yard, and are often placed next to your pool. They require significant yard space.
If you plan to use the hot tub in cold winter weather, having to travel out into your yard to access the tub can be a downside.

Design

Both in-ground and above-ground hot tubs can be designed to integrate into your existing landscaping. Both types of hot tubs are available with custom designs and sizing, and there are also plenty of standard models available without customization.

Above-ground hot tubs are available in many different colors and with different cabinet finishes, including a variety of wood grain and brick finishes.
You can further conceal and integrate an above-ground hot tub into your yard by building it into your deck or even adding wooden trellis, potted plants, and other natural elements around the tub.
In-ground hot tubs have a naturally sleek look and make a visually pleasing addition to most yards without adding a bulky structure or changing the overall view of the space.
Adding waterfall elements, rock walls, and vegetation around an in-ground hot tub can make it look like a natural part of your yard.

Appearance

Naturally, in-ground and above-ground hot tubs have significantly different appearances. You can also customize that appearance no matter which type of hot tub you buy.

The type of interior liner material, exterior finish, and even lighting that you choose for your above-ground hot tub can alter its appearance.
Adding features like a waterfall or a custom stone or brick surround will further transform the look of an above-ground hot tub.
When you custom build an in-ground hot tub, you can choose everything from its size and shape to the materials used for a customized appearance.
You can even position your in-ground hot tub so that it’s halfway in the ground and halfway above ground for an eye-catching statement piece.

Options Available

While there are many hot tub options available, we’ve highlighted some of the most common options that you’ll see when you buy a hot tub.

Portable hot tubs are above-ground hot tubs that are energy-efficient and that can be moved into place. These hot tubs are still plenty heavy, but you can transport them to your home in one piece.
Rotationally molded hot tubs are above-ground tubs that are lightweight and durable.
Wooden hot tubs feature a rustic look, and they are often powered by a wood fire heater. These are above-ground hot tubs and are often ideal for off-the-grid locations.
Inflatable hot tubs are above-ground hot tubs that are very easy to move. They can be installed for a season with minimal site preparation, then deflated and stored.
Saltwater hot tubs can be above-ground or below-ground tubs. Saltwater can reduce the need for chemical use and avoids the strong chlorine smell associated with a traditional hot tub.
Custom hot tubs give you maximum control of the tub’s design and aesthetics. Many in-ground hot tubs are custom designed and built, which extends the wait time but ensures that your new hot tub has all of the features that you want.

Comfort and Ease of Use

In-ground and above-ground hot tubs have some key differences when it comes to accessibility, ease of use, and overall comfort. These are particularly important considerations for anyone who may have weaknesses, injuries, pain, or difficulty climbing or sitting in certain positions.

Above-ground hot tubs can be difficult to climb in and out of, but adding stairs can help.
In-ground hot tubs have minimal stairs, and adding handrails can help to make them more accessible.
If you have trouble with steep stairs, you can buy custom stairs that are shorter for your above-ground hot tub. If you’re buying an in-ground hot tub, you may need to have the tub custom made to alter the height of the interior stairs.
In-ground hot tubs tend to have bench seating only, and some shorter people may find that seating uncomfortable because of their height. Above-ground hot tubs often feature a variety of seating options and tend to be a bit more comfortable than in-ground hot tubs.
Above-ground hot tubs often have many jets which can deliver soothing and strong water movement, but in-ground tubs have fewer jets.

Energy Efficiency

In-ground and above-ground hot tubs consume different amounts of energy, affecting your energy usage and utility bills. Keep in mind that part of your hot tub’s energy efficiency will depend on its quality and construction. If you’re having a hot tub custom-built, you can maximize insulation to increase its energy efficiency. In-ground hot tubs are less energy efficient than above-ground models.

Above-ground hot tubs maintain their temperature in between use, which makes them more energy-efficient than in-ground models.
Since in-ground hot tubs need to be preheated before each use, they are less efficient than above-ground models.
Investing in a quality hot tub cover can help to trap heat within the tub, reducing energy costs. Quality covers start at around $400 and can cost $600 or more.
Installing wind blocks for above-ground hot tubs can increase their energy efficiency.

Operational Costs

When deciding which style hot tub is right for you, it’s important to consider not only the purchase and installation price, but also operational costs. Those costs will include not only energy expenses, but also water and chlorine.

According to River Pools and Spas, above-ground hot tubs cost about $20 per month in energy, while in-ground models cost $30 or more in energy per month.
You can save on energy costs by lowering your thermostat by a few degrees, or by lowering the thermostat when you’re on vacation, so your exact costs will depend on how much you’re home each year and how often you use the hot tub.
Expect to regularly add water to your hot tub, especially if you use it frequently. Your water costs will depend on the hot tub’s size, with in-ground tubs generally being larger and requiring more water than above-ground models.

Maintenance Requirements

Maintaining your hot tub is essential to not only keeping it safe for users, but can extend its lifespan and maximize your investment. While the maintenance requirements of an in-ground vs above-ground hot tub are relatively the same, the challenges and expenses of that maintenance vary.

Hot tubs need to be drained and cleaned every three to four months. The Sundance Spa estimates that it costs about $10 to $13 to fill a six- or seven-person above-ground hot tub. A larger in-ground hot tub could cost more to refill.
How you drain your hot tub will depend on the style. Above-ground models are usually equipped with a drain plug, so draining is relatively simple. To drain an in-ground hot tub, you will likely need to use a pump.
Angi estimates that owners of a typical above-ground hot tub spends about $100 per year in chlorine. Those costs will increase if you buy a larger in-ground tub.
Both in-ground and above-ground hot tubs will need filter replacements every one to two years. Expect to spend $25 to $40 per filter.

Expected Lifespan

Both in-ground and above-ground hot tubs can last for up to 20 years, but the maintenance they receive and the tub’s overall quality will strongly impact its lifespan.

Low-end hot tubs, like inflatable models, may last as little as 5 years.
It’s more typical for your average hot tub to last 10 to 15 years.
Top-quality hot tubs that are well-maintained can last for 20 years.
A quality hot tub cover can help to maximize a hot tub’s lifespan and protect the tub from weathering.

Overall Cost

When comparing in-ground vs above-ground hot tubs, you’ll see significant differences in price. Both types of hot tubs are available in different materials and sizes, and with different features, which results in a sizable price range. Keep in mind that installation costs can also add onto the overall cost of your hot tub.

Forbes estimates that above-ground hot tubs cost $3,000 to $12,000.
In-ground hot tubs typically cost $5,000 to $15,000.
Larger, more complex in-ground hot tubs can cost $25,000 or more.
Customizing either type of hot tub may increase the price beyond the upper end of these ranges.
Some retailers will offer free delivery. Otherwise, delivery costs can range from $200 to $500, according to Bob Vila.

Installation

One of the greatest differences when comparing an in-ground vs above-ground hot tub is in the installation costs. Since in-ground hot tubs require significant site excavation and preparation, they cost much more to install. Your exact costs will depend on factors like your location and labor costs.

Bob Vila estimates above-ground hot tub installation to cost $4,000 to $15,000.
Costs for above-ground hot tub installations may include preparing a flat site, pouring a concrete slab, installing an electrical outlet, or even building a hot tub deck.
In-ground hot tub installation costs start around $15,000.
In-ground installation may include excavation, which is often performed next to or with the excavation for an in-ground pool, removal of excavated dirt, and installing an electrical outlet.
Depending on your town, you may need to apply for a hot tub permit, which can cost $100 to $250.

Resale Value

If you’re planning to buy a hot tub, think carefully about your long-term plans for your home. In a few years, you might decide to upgrade your hot tub or sell your home. What you can expect in resale value depends on the type of hot tub that you have.

Above-ground hot tubs depreciate in resale value, so if you’ve owned your hot tub for more than a few years, you might only get minimal money for it. If you want to sell the hot tub privately, remember that new models and new features might tempt buyers to purchase a new hot tub, rather than buying a used one.
Forbes estimates that a 10-year-old hot tub might have a trade-in value of $1,000.
In-ground hot tubs that are well-maintained can actually add to your home’s resale value.
If your in-ground hot tub is non-functional, it can detract from your home’s resale value, since the buyer will need to spend money to repair or replace the hot tub.

In-Ground vs Above-Ground Hot Tub: Pros and Cons

It can be difficult to decide whether to buy an in-ground or above-ground hot tub. Focusing on the distinct pros and cons that each option offers can help you to look at the question more objectively, and to decide which type of hot tub is best for you, your budget, and the qualities of a hot tub that you value most.

Pros and Cons of In-Ground Hot Tubs

In-ground hot tubs, while more expensive than above-ground models, also offer several advantages. The biggest drawback to these hot tubs is the amount of installation work involved, and the space required. In-ground hot tubs may not be an option for homeowners with smaller yards, but they’re an attractive option if you have the necessary space.

In-ground hot tubs are highly aesthetically pleasing and add a luxurious touch to a yard.
They are more expensive to both purchase and install than in-ground hot tubs, and you may have to wait months before your hot tub is installed and ready to use.
In-ground hot tubs pair well with in-ground pools, and they may help to increase your home’s resale value.
It’s common to add custom elements or even custom build an entire in-ground hot tub, so you can get a unique and desirable finished tub.

Pros and Cons of Above-Ground Hot Tubs

Above-ground hot tubs are appealing to homeowners for many reasons. They’re simpler to install than in-ground hot tubs, and they cost less. Above-ground hot tubs can be purchased and installed relatively quickly and easily. While above-ground hot tubs are common, it’s important to consider the pros and cons that come with them.

Many different types of above-ground hot tubs are available, including inflatable models, portable hot tubs, and more. You will have plenty of choices when it comes to the hot tub’s size, style, materials, and features.
Above-ground hot tubs are more energy-efficient than in-ground models, which can help you to save money on your operation costs.
You can install above-ground hot tubs in smaller spaces, including in areas close to your home or even in a room within your home.
Above-ground hot tubs can be difficult to climb into, and they don’t retain resale value well.

Financing Options for In-ground and Above-ground Hot Tubs

Whether you’re planning to buy an in-ground or above-ground hot tub, you may be looking at a large investment. If you don’t have the cash to fund the entire purchase and installation upfront, hot tub financing can allow you to get started.

Personal loans let you borrow a certain amount of money and then repay it back over several years.
With a home equity loan, you can use your home’s equity as collateral against a loan that you will then gradually pay back.
A home equity line of credit allows you to use your home’s equity as collateral on money that you borrow. As you repay the money, you can borrow additional funds as needed.
Some dealers offer dealer financing, streamlining the process of financing a hot tub with certain lenders.

You can learn more with our article on hot tub financing.

In-Ground vs Above-Ground Hot Tub: Which Is Right for You?

When you compare in-ground and above-ground hot tubs, neither option is definitely better than the other. Focusing on factors like your available space, budget, and the features most important to you can help you to decide which option is best.

Think about the space that you have available. In-ground hot tubs require significant space and are often paired with an in-ground pool. Above-ground hot tubs are a better option if you have limited space.
Your budget may also determine which type of hot tub you should buy. In-ground models are significantly more expensive to purchase and install, but above-ground models are available for lower prices.
Consider the aesthetics that you want your backyard to have. In-ground hot tubs tend to easily fit in with your existing landscaping, while you may need to get creative with potted plants, cabinet materials, and other decor to make an above-ground tub blend in well.
Ease of access is also important. In-ground hot tubs tend to be easier for people with injuries or physical limitations to access than above-ground models.

Final Word

There’s no simple answer to which type of hot tub is best. When comparing an in-ground vs above-ground hot tub, the decision of which type to buy is entirely personal. Both types of hot tubs offer some valuable advantages, but there are also drawbacks that you should be aware of. Carefully considering the pros and cons can help you to decide which type of hot tub to buy.