Why are service dogs so expensive?

Service dogs require extensive and specialized training to prepare them to perform tasks. With training expenses reaching as much as $150 per hour, the cost of a service dog can quickly add up. 

How long can you keep a service dog?

Depending on the tasks that they perform, many service dogs can work for most of their lives. Most service dogs start their work at around two years old and are retired at around age 10.

Will insurance help cover the cost of a service dog?

With the exception of veterans, health insurance doesn’t cover service dogs or their related expenses. You may use healthcare savings accounts (HSAs) and flexible spending accounts (FSAs) to help cover those costs. Keep in mind that for your service dog expenses to qualify for reimbursement, you will need a Letter of Medical Necessity (LMN).

About the Author

Paige Cerulli

Paige Cerulli

Business Content Writer

Paige Cerulli is a content writer and copywriter who specializes in business, finance, pet, and health topics. An entrepreneur herself, Paige enjoys writing about topics that help business owners to make well-informed strategic decisions.

More about me

More About Pet Financing

Show More