What are the risks of investing working capital?

Reduced liquidity, increased financial risk, negative impact on creditworthiness among others; ultimately ensuring the business can stay open is top of mind however.

What is working capital management?

Utilizing the excess cash of your business to invest and generate a return and creating new streams of income. It also includes managing receivables, expenses, and cash flows of the business, as well as business cycles and forecasted sales. 

Where do you find the best working capital loans?

Working capital loans can come from a variety of sources, learn more about the best working capital loan options here. Be sure to understand the terms of your loan and have a plan for the money if received ahead of time. 

About the Author

Kal Salem

Kal Salem

MA Accounting - Arizona State University

A CPA and finance professional working with small businesses to educate owners and grow alongside their businesses. Kal started his career in public accounting supporting SEC, regulatory, and both internal and external audits. He holds a Masters in Accounting and a BS in Supply Chain Management. Owner at Salem CPA...

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