Finimpact

About the Authors

Michelle Lambright Black

Written by: Michelle Lambright Black

Credit Expert and Financial Writer

Michelle Lambright Black is a credit expert with over 19 years of experience, a freelance writer, and a certified credit expert witness. Michelle's work is featured with numerous publications including Forbes, myFICO, Bankrate, U.S. News & World Report, and Reader’s Digest, among others.

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Joe Templin

Reviewed by: Joe Templin

ChFC - Charted Financial Consultant

Joe Templin is a Charted Financial Consultant (ChFC), MCEC, CEC, CLU and CAP with well over three decades consulting, coaching, and teaching. He's an author of the Amazon Kindle #1 New Release "Every Day Excellence" and host of The Human Kaizen Podcast.

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Somer G. Anderson, Ph.D.

Fact checked by: Somer G. Anderson Ph.D., CPA

Accounting and Finance Professor

Somer G. Anderson has been working in the Accounting and Finance industries for over 20 years as a financial statement auditor, a finance manager in a large healthcare organization, and a Finance and Accounting professor at Maryville University.

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