Michelle Lambright Black

Michelle Lambright Black

Credit Expert and Financial Writer

Credit expert with over 19 years of experience, a freelance writer, and a certified credit expert witness

Currently working as: Credit Expert and Freelance Finance Writer

Resides in: Charlotte, NC

Education: Bachelor of Arts (B.A.), Winthrop University, Summa Cum Laude

Expertise: Consumer Credit, Business Credit, Financing, Debt Eradication, and More

Awards: Michelle was named one of the 100 Top Moms of 2021 by ModernMom alongside professional women across twenty diverse categories from A-listers and financial wizards to physicians and former first ladies.

Michelle Lambright Black is a leading credit expert with nearly two decades of experience in the credit industry and freelance financial writer. She's also the founder of, an online community where she's passionate about teaching other people about money and credit, and how to use good credit to make their lives easier. When she isn't speaking or writing about credit and money, Michelle loves to travel with her family — including her husband of 20 years and their three young children.

Also mentioned on: Forbes, Bankrate, LendingTree, Experian, Reader's Digest, Business Insider, slickdeals, Parents, Taste of Home 

Business Website:

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