Frequently Asked Questions(FAQ)

What can I get approved for with a 675 credit score?

With a 675 credit score, you can qualify for most lending products from banks and credit unions, - or turn to alternative lenders if you wish. However, the interest rates will be relatively high in both cases.

Can I buy a house with a 675 credit score?

Yes, you can buy a house with a 675 credit score. As of 2023, the minimum FICO score required to qualify for a mortgage is 620.

Can I buy a car with a 675 credit score?

Yes, you can buy a car with a 675 credit score. Car loan applicants with credit scores above 670 are likely to receive an approval.

About the Authors

Tetiana Sitiugina-Babiuk

Written by: Tetiana Sitiugina-Babiuk

Financial Sector Specialist and Content Strategist

Independent writer, content strategist, and financial sector specialist. Tatiana has an extensive experience in working with financial institutions such as Bank of Canada and Risk Management unit at FinDev Canada. She holds an MA in Financial Risk Management from the University of Toronto.

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Somer G. Anderson

Fact checked by: Somer G. Anderson

Accounting and Finance Professor Ph.D., CPA, CGMA, CFE

Assistant Professor of Accounting in the John E. Simon School of Business at Maryville University

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