How to get a 720 credit score in 6 months?

To get your credit score up to 720 in 6 months, you need to pay down your high credit card balances, fix any mistakes on your credit report, pay all your bills on time, and only apply for a little new credit. Adding yourself as an authorized user to someone else's account with a good payment history could also help your score. Even though this is a challenging goal, following these steps can improve your credit score in less time.

What is the fastest way to build credit?

The fastest way to boost your credit score may be to pay off large outstanding debt, correct any errors on your credit report, and continue paying your bills on time.

Can I get a 700 credit score in a month?

The time to get a 700 credit score can range from several months to several years, depending on your starting point. If your credit score already falls just under 700, you may be able to increase it to 700 within a month.

About the Authors

Tetiana Sitiugina-Babiuk

Written by: Tetiana Sitiugina-Babiuk

Financial Sector Specialist and Content Strategist

Independent writer, content strategist, and financial sector specialist. Tatiana has an extensive experience in working with financial institutions such as Bank of Canada and Risk Management unit at FinDev Canada. She holds an MA in Financial Risk Management from the University of Toronto.

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Kal Salem

Fact-checked by: Kal Salem

MA Accounting - Arizona State University

A CPA and finance professional working with small businesses to educate owners and grow alongside their businesses. He holds a Masters in Accounting and a BS in Supply Chain Management. Owner at Salem CPA Services LLC.

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