How can you get a good credit score?

If you're wondering how to build a good credit score, you should know that the main steps involve paying all your bills on time and keeping debt levels in check. Also steer clear of opening or closing too many accounts, and your credit score should improve over time.

How can I maintain a good credit score?

To maintain a good credit score, you'll make the same moves you made to get there. For example, you'll want to pay all your bills on time, keep your debt levels low and use credit responsibly.

How can you leverage your credit score to make money?

One of the perks of having good credit is getting the chance to earn cash back on everything you buy. Other than getting a rewards credit card, a good credit score can also help you qualify for a business loan so you can build a company from the ground up.

What can you do with good credit?

When you have good credit, you can qualify for the best rewards and travel credit cards as well as personal loans for good credit. These financial products come with better terms and more perks in general. Personal loans for good credit also come with considerably lower interest rates.


About the Author

Holly Johnson

Holly Johnson

Award-Winning Personal Finance Contributor

Holly D. Johnson is an award-winning writer and personal finance expert who covers a variety of topics within the personal finance industry, as well as higher education and travel. Originally from the funeral industry, she began writing about personal finance after starting her own investing journey.

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