Frequently Asked Questions(FAQ)

Is 750 a Good Credit Score?

FICO considers 750 to be not just a good credit score but a “very good credit score.” A “good” score falls between 670 and 739. Scores between 740 and 799 are considered “very good,” with scores above that classified as “exceptional.”

How Long Does It Take to Get a 750 Credit Score?

Building and maintaining good credit takes time, but the exact time frame depends on your financial situation. The best way to build strong credit is to start early and be consistent. Make on-time payments, avoid using too much of your credit limit, and pay down debt as much as possible. Checking your credit report on an annual basis can also help you spot errors that may be dragging down your score.

Is Your Credit Score the Only Factor Lenders Consider?

Lenders look at your credit score when evaluating you for a loan, but it’s hardly the only factor they consider. When you apply for a loan, your lender will likely ask for details such as:

  • Your current assets
  • Your monthly income/employment history
  • Your payment history
  • Your debt-to-income ratio

Together, these factors can be used to determine your eligibility for a loan or to determine your interest rates and loan terms.

About the Author

Sarah Harris

Written by: Sarah Harris

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Sarah Harris is a content marketing expert with a track record for helping businesses, agencies, and individuals in every sector establish credibility online with strong links, optimized webpages, and superior copy.

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