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What Are Net 30 Vendors and Net 30 Accounts ?
Net 30 Vendors - Are suppliers that will allow you to receive the essentials your business needs and pay within 30 days. The purchase date and the date you paid will be reported to a credit agency like Dun & Broadsheet which will affect your credit score.
Net 30 Accounts - Are a type of vendor credit that gives you 30 days to make a payment once you’ve been billed for goods or services. It’s a buy now, pay later deal and you don’t have to worry about your credit score taking an immediate hit.
A to Z List of Net-30 Accounts That Can Help You Build Your Business Credit
Adorama offers a wide range of photography, video, and electronics equipment that are available to rent or purchase. Founded in 1974, Adorama is headquartered in New York City with a retail store in Manhattan, but they have an extensive online presence.
If you’re interested in renting equipment from Adorama, you can apply for a net-30 account by filling out the credit application provided on their website. For other financing options, the best way forward is to fill out a preliminary application online. To talk to a member of their staff about the business financing, you can reach the company directly by calling 212-645-5754.
Amazon's "Pay by Invoice" program is a payment option for eligible business customers that allows them to receive an invoice for their purchase instead of paying at the time of checkout. With this option, businesses can take advantage of the wide array of goods available through the world’s largest online marketplace but don’t have to make payment until 30 days after purchase, which helps them manage their cash flow more effectively.
Unfortunately, the Pay by Invoice program is available by invitation only. The primary eligibility requirement for the program is to have a registered Amazon Business account. Once that requirement has been met, Amazon will assess your account, determine if you meet the additional qualifications (which aren’t posted online), and send you an invitation.
Apple offers a financing program that provides various options to businesses looking to outfit their companies with Apple products. Through this program, eligible businesses can choose from a variety of financing options, including leasing, installment plans, and loans, to help them acquire the equipment they need while managing their cash flow.
One of the payment options available is a net-30 payment term, which allows businesses to defer payment for 30 days from the date of their invoice. To be eligible for this option, the business must purchase at least $10,000 worth of equipment and have at least 500 employees. To participate in the program, businesses must apply and be approved for financing through Apple's partner, CIT Bank. You can also contact Apple’s Business Team directly by calling 1-800-854-3680.
4. B&H Foto and Electronics Corp
B&H Photo Vide Audio is a company that specializes in selling a wide variety of photography, video, audio, and computer equipment, as well as other consumer electronics and related accessories. Though they originated in New York and still maintain a physical retail store there, they also offer a broad range of equipment online, including cameras, lenses, tripods, lighting equipment, drones, audio gear, computers, tablets, mobile devices, home entertainment systems, and more.
B&H offers special benefits to companies that sign up for their B2B Small Business program. These benefits include the ability to submit purchase orders online, dedicated customer service, and net-30 payment terms. To get started, all you have to do is create an online account through the B&H website.
5. Business T-Shirt Club
When signing up for membership at Business T-Shirt Club you’ll get access to top brand clothing names at wholesale prices. The $69.99 annual membership allows you to sign up for Net-30 terms on all invoicing too.
However, new customers will need to pay at least 50% of every order upfront and make at least five separate purchases before being eligible. Once you’re making regular payments you can expect your history to be reported to six credit agencies, including Equifax, Experian, and Creditsafe.
Founded in 1984, CDW is an Illinois-based Fortune 500 company that provides technology hardware, software, and services to businesses, governments, schools, and healthcare facilities across the globe. CDW is known for its large selection of products, competitive prices, and high level of customer service.
They provide a net-30 payment option to governmental agencies, educational institutions, and qualifying businesses. To apply for net-30 payment terms, you’ll need to establish a relationship with a CDW account manager; you can do this by reaching out to their sales support team to open an account.
7. The CEO Creative
The CEO Creative is a company that provides Net-30 vendor accounts for small businesses and entrepreneurs. Clients can apply for an account online and have 30 days to pay for their purchases without accruing any interest or fees. The site offers a variety of products and services, including graphic design, web development, branding, and social media management, at a reasonable price.
Clients receive personalized service and can communicate directly with their designer or developer. The site is user-friendly and has a blog with helpful tips and advice for entrepreneurs. The CEO Creative also has a referral program where clients can earn a $20 commission on successful subscriptions referred. Apply for The CEO Creative Net-30 Account
8. Coast to Coast Office Supply & More
Coast to Coast Office Supply is a California-based company that offers office supplies, software, digital downloads, and related services to businesses of all sizes. Though they do offer standard office supplies, their primary focus is on selling digital products; some of their top sellers include Business Plan Maker, AnyTime Organizer, Simple Invoice, and Ad Creator.
They offer net-30 terms to all of their customers and report purchases of $80 or more to Equifax Business at the end of the month. You also automatically receive a $2,000 tradeline with Coast to Coast once you make your first $80+ purchase. Signing up with Coast to Coast is easy; all you have to do is register for a business account through their website.
9. Creative Analytics
This digital marketing agency uses data-driven strategies to help businesses grow substantial customer bases online. Alongside consulting work, Creative Analytics has an online store that offers electronics, office décor and accessories, professional beauty products, and fitness items.
It reports to Creditsafe and Equifax and to be eligible for its net-30 invoicing you must make a purchase of $100 minimum, have a tax ID and DUNS number, be established for at least 30 days, have no delinquencies on your credit report, and be an authorized officer of your company.
10. Credit Strong
Credit Strong isn’t technically a vendor, but they do offer a product that’s guaranteed to help businesses build their credit: a credit-builder account. Credit Strong allows businesses to take out a loan, but instead of the funds being disbursed directly to you, the money is set aside in a savings account.
You pay the loan back over 25 months, with each payment reported to Equifax, Paynet, and SBFE. Credit Strong doesn’t currently report to Experian or Dun & Bradstreet, but they plan to in the near future. When you pay the loan off, you receive the money that was placed in savings minus a fee (and possibly interest, depending on which type of account you open.) To get started, all you have to do is fill out an application on the Credit Strong website.
11. Crown Office Supplies
Crown Office Supplies is a stationery vendor with a difference. Alongside typical products like pens, markers, and notebooks, you’ll also find back-to-school offers, electronics, and a range of interesting clothing.
To take advantage of net-30 credit reporting here you’ll need to register an account using your employer identification number alongside your DUNS number. This will kick off an approval process and Crown will be in touch within a few business days to let you know if you’ve been accepted.
As long as you have a good personal credit history you should be OK, though newer businesses may be rejected. If accepted, your payment history will be reported to five different credit agencies.
According to the Dell website, they do allow businesses to use purchase orders with net-30 terms to acquire products. However, this option is only available to companies that take part in the Dell Premier program. Dell Premier was established to help organizations easily procure the IT products and services they need all in one place. If you’d like to apply for the Dell Premier program, you can do so by contacting a Dell Business Advisor through their website.
Divvy isn’t your traditional type of net-30 vendor. Instead of offering physical products for sale with on-time payments reported to credit bureaus, Divvy provides businesses with secured corporate credit cards. These credit cards are linked to the company’s business bank account.
All charges on the business’s credit cards are automatically paid within 48 hours with each transaction reported to credit bureaus, which allows companies to build their credit quickly. And every account has access to Divvy’s user-friendly expense management software. Every charge is tracked through this program, making it easy for companies to stay on top of their expenses.
There are several ways you can sign up for Divvy. The easiest method is to fill out the contact form on their website. You can also contact them any time via email at firstname.lastname@example.org or call 385-352-0374 weekdays between 8:00 am and 5:00 pm Mountain time.
14. eCredable Business
eCredable Business is a unique entry on this list because it’s a service, not a vendor per se. eCredible makes it possible for businesses - and individuals - to have many of their monthly bills reported to credit bureaus. There is no credit check required for this service; you just sign up for an account though their website and pay a $49.95 set up fee to join. After that, it’s only $9.95 per month to keep up the subscription.
When you sign up for eCredable, you’ll be able to upload up to 24 months of payment history from your phone, electricity, water, gas, and Internet bills. These payments, plus those you make while a member of eCredable, will then be reported to Equifax, Ansonia, and Creditsafe. Your monthly subscription fee will also get reported to Experian and Dun and Bradstreet.
15. Fisher Scientific
Fisher Scientific provides a wide range of scientific research products and services to businesses on a net-30 basis. Fisher Scientific stocks practically anything a laboratory could possibly need, such as microscopes, scales, thermometers, centrifuges, incubators, filters, vials, syringes, pipettes, and reagent solutions. They also carry lab furniture, cleaning supplies, teaching materials, and safety equipment.
Purchasing products through Fisher Scientific is a great option for businesses that are in science-related industries such as environmental testing, electronics, and food and beverage testing. To qualify for net-30 payment terms, you’ll need to submit a credit application. You can either fax the completed application to 1-866-403-0353 or email it to email@example.com with the subject line “Credit Application.” If you have any questions about the application process or the products offered by Fisher Scientific, you can contact their Customer Service department at 1-800-766-7000.
16. Grainger Industrial Supply
Grainger Industrial Supply is a well-known vendor of power tools, hardware supplies, plumbing equipment, and health and safety gear. It’s a go-to net-30 vendor for tradesmen right across the country and is a well-known Net-30 account supplier.
You can register for an account online in just a few minutes, but you’ll need to call the customer support line to set up a line of credit. The company may run a few checks on you first but most customers report that it’s relatively straightforward to set up. Plus, Grainger reports to other credit agencies besides Dun & Bradstreet making it a great choice.
17. HD Supply
A subsidiary of Home Depot, HD Supply is a one of the leading distributors of construction, industrial, and maintenance products in North America. They serve more than half a million customers across a wide range of industries including hospitality, healthcare, government, education, and commercial construction.
Within these industries, the company provides various products such as lighting fixtures and bulbs, electrical equipment and supplies, plumbing and piping systems, HVAC equipment and parts, power and hand tools, safety equipment and supplies, cleaning and janitorial supplies, and more. They also offer value-added services to help customers meet their unique business needs, such as project management, inventory management, and custom fabrication.
HD Supply automatically offers net-30 purchase terms to every business that opens a credit account with them. To apply, all you need to do is fill out the credit application that’s available on their website. If you need help with your application, you can contact the HD Supply customer service department by emailing firstname.lastname@example.org.
18. JAM Industrial Supply
JAM Industrial Supply is an online retailer that provides a variety of industrial products, including safety equipment, power tools, hand tools, abrasives, hardware, and fasteners. The company's product offerings also include welding supplies, cutting tools, material handling equipment, electrical supplies, and more. The company serves various industries, including automotive, commercial cleaning, manufacturing, construction, and transportation.
To qualify for Net-30 payment terms with JAM Industrial Supply, you’ll need to print then fill out their credit application. Once you’ve completed the application, you can return it to the company either via mail, fax, email, or through your assigned sales associate. Additional information on the credit terms and application is available through the JAM Industrial Supply website.
19. JJ Gold International
If your business deals in personal care products, home décor, gift sets, or accessories, then JJ Gold would be an excellent place to start building your business credit. They offer net-30 terms to all U.S.-based companies that are at least 30 days old ordering $80 or more in products. Depending on your credit profile, you may be required to pay a 50% deposit on your orders until a history of on-time payments has been established.
You can easily apply for net-30 payment terms online; to get the process started, all you have to do is fill out the application form. Once your application has been reviewed, JJ Gold will contact you to let you know if you qualify and what your credit limit is. For more information on payment terms and conditions, check out the JJ Gold website.
Lenovo is a multinational technology company that offers a wide range of hardware and software products and services. The company is best known for its computers and other electronic devices, such as laptops, desktops, tablets, smartphones, and servers. In addition to its hardware products, Lenovo also provides software solutions for businesses and consumers, including security software, cloud-based software, and management software.
Lenovo does offer net-30 payment terms exclusively through their Lenovo Pro program for small businesses. To check if this option is available in your location, contact their team of small business specialists at 1-866-426-0911. If you’re unable to take advantage of net-30 terms due to location restrictions, then consider obtaining alternative financing through Lenovo; they offer credit cards with zero interest on purchases repaid within 6 months ($749.99 or less) or 12 months ($750 and up).
21. Linear Supplies
Linear Supplies offers a diverse line of electronic, health & lifestyle, and home & office products. Many of the items available through Linear can be used to outfit your home office, such as power surge protectors, headphones, universal laptop chargers, laptop carrying cases, computer keyboards, USB flash drives, microphone stands, and more.
Net-30 payment plans are available to all qualifying businesses; your company just needs to be based in the United States, at least 30-days old, and currently in good standing. Keep in mind that the purchase minimum is $80 when using net-30 payment terms. You’ll also need to pay a one-time activation fee of $59 the first time you make a purchase. To apply for a business net-30 account, fill out the application form on the Linear website.
22. Maverick Office Supplies
According to their website, Maverick Office Supplies specializes in providing companies with a variety of business necessities including office supplies, office furniture, training materials, educational videos, courses, business documents, and more. Unfortunately, visitors to their website are unable to see the full catalog until they register for a business net-30 tradeline.
It's easy to sign up for a business net-30 tradeline through Maverick and there’s no membership fee required. To get started, simply navigate to the Maverick website and create an account. It’s important to note that you must be in business at least 90 days in order to qualify.
Once your application has been approved, simply make your purchase - $80 is the minimum – and pay the balance within 30 days. Then Maverick will report your timely payment to Equifax, Creditsafe, and Cortera.
Monoprice offers net-30 purchase terms on a wide range of products through its business division. They serve a variety of markets, such as healthcare, education, governmental agencies, and corporations. Monoprice has more than 7,500 different products to choose from, including 3D printers, security camera systems, desktop engravers, TV/monitor mounts and stands, computer monitors, A/V cables, sit-stand desks, desk lamps, and much more.
Obtaining net-30 payment terms through Monoprice is a multi-step process. The first step is to sign up for a Monoprice business account through their website. You’ll then need to complete a business credit application and submit it (along with your customer I.D.) to the company either by fax or email. After you’ve completed the credit application, it could take up to three to five business days for your application to be processed; you’ll receive a notification by email once you’ve been approved.
NAMYNOT is a marketing firm that specializes in brand grown and strategy. They offer several different types of marketing services including website design, app development, search engine optimization, lead generation, video production, social media, and ecommerce services.
To help clients build their business credit, NAMYNOT offers net-30 terms on invoices up to $10,000. This option is available to both new and established businesses, but NAMYNOT does stipulate that your company must be profitable in order to qualify. You’ll also need to be based in the United State and have an EIN, a professional website, and a Duns and Bradstreet number for your application to be approved. To start the process, fill out the net-30 business application on their website.
25. Newegg Business
Newegg is an online retailer whose business division offers a wide range of products through its business division. This vast selection includes computer hardware and software, point-of-sales systems and components, office furniture, safety equipment, janitorial supplies, HVAC components, and much more. Not only do they have an extensive online catalog, it’s also easy to navigate so you can find the supplies you need quickly.
Before applying for net-30 payment terms, you’ll need to create a business account on the Newegg website. Once your account has been activated, you’ll have the option to apply for net-30 credit terms from your Newegg dashboard. Approval usually takes between three to five days; customers will be notified by email of the application results. If you have any questions about net-30 terms or the application process, you can contact an account executive by phone at 1-888-482-6678 or email at email@example.com.
26. ODP Business Solutions (Office Depot)
One of the better-known entries on this list, Office Depot offers an impressive array of office supplies, office furniture, technology, software, print services, and more. Their business division - called “ODP Business Solutions” – serves many different industries including education, government, healthcare, construction, small business, hospitality, information & technology, real estate, and retail, plus many others.
ODP Business Solutions currently has over 120,000 corporate customers, including 63 Fortune 100 companies. They provide fast delivery to most business locations in the United States, making this a convenient way to source supplies and build your credit at the same time.
Net-30 payment terms are the default option for ODP Business Solutions customers. If you’d like to take advantage of this option, the first step is to create an account through their website. For help with the registration process (or any other matter), there are various ways to contact their customer service department, including by phone, text, or live online chat.
27. Office Garner
Office Garner stocks office supplies plus a wide range of other types of products, including electronics, apparel, kitchen appliances, and arts & crafts. They also offer customized business cards and website design services – all available on net-30 payment terms - which makes them a great choice for companies that are just starting out and need to build credit.
The minimum purchase amount when you use net-30 payment terms is $45. While you don’t pay any interest on the purchases you make, you will have to pay a one-time processing fee. Unfortunately, the amount of that fee isn’t freely disclosed on the Office Garner website. You can easily apply for net-30 payment terms through Office Garner online. Once the form has been submitted, allow up to 72 hours to receive a response regarding your application.
28. Ohana Office Products
Ohana Office Products offers a variety of office supplies, electronics, and software for sale to business account holders. However, visitors to their website are unable to see exactly what products the company provides unless you register for a business account.
Registering for a business account on Ohana’s site is easy; all you have to do if follow the links on the homepage, create a user ID and password, then provide information about both the business and the authorized officer. Once your account has been approved, you’re able to make purchases using net-30 payment terms to help build your company’s credit profile.
29. Quill Office Supplies
Office supplies giant Quill offers just about every stationery product you can think of alongside a wide range of electronic kits such as computers, laptops, printers, batteries, and headsets. Plus, since the onset of the Covid pandemic, the supplier is offers a good selection of disinfectant sprays, masks, and alcohol wipes to assist people as they return to the office. They are one of the best Net-30 Accounts for supplies for your office out there.
Net-30 terms are offered to all customers, but new businesses must purchase at least $100 per month over the course of three months to be eligible. This isn’t too onerous for most making it one of the easiest suppliers to build credit with.
30. The Red Spectrum
The Red Spectrum is an excellent option for new business owners who want to expand their knowledge while building up their credit profile’ through the Red Spectrum website, you can purchase a variety of eBooks, audiobooks, and video courses to help you improve your skills and grow your business. They also offer logo design and web design to help your business project a professional image.
All of these products can be purchased using net-30 payment terms. You don’t even need to register in advance to get started – all you have to do is add the desired product to your cart then provide the necessary information during the check out process. Your first purchase (and any subsequent purchases) will be reported directly to Equifax.
Shirtsy provides custom garment printing, t-shirt designs, accessories, and business cards. It offers total freedom when applying your business logo to products and Net-30 applications are open to all partners.
To be eligible you’ll need to have a business registered in the US, have been operating for at least 90 days, have an employer identification number, and have no delinquencies on your record.
As long as you meet these criteria there’s an excellent chance you’ll be approved for credit terms, although Shirtsy asks that you check your application carefully as even a minor typo could result in checks failing and you being rejected.
Just about everyone in America has heard of Staples and it’s no surprise that this goliath offers net-30 terms to its business customers. You’ll find all kinds of electronics, stationery, office furniture, cleaning supplies, facilities maintenance products, food supplies and equipment, breakroom items, and a whole lot more.
It makes regular reports to Dun & Bradstreet and is a great big name supplier to have on board. In fact, Staples actually owns another vendor on our list, Quill, and you can expect similar terms before being offered a line of credit. All customers can sign up, but new businesses will need a record of prompt payments before getting net-30.
33. Strategic Network Solutions
Strategic Network Solutions is a one-stop shop for all of your computer network needs. You’ll find top-notch cybersecurity solutions, endpoint security tools, and business continuity services should disaster strike your organization.
It’s well-known for its disaster recovery solutions and getting businesses back up and running in emergencies. It currently has more than 50,000 clients nationwide and offers net-30 terms to its partners.
Given that IT costs tend to be quite significant, there are no caveats you need to meet before you can access a credit line and your invoices should all be net-30 from day one.
34. Summa Office Supplies
Another great office supplies vendor to make our list, Summa has been providing top-quality products for a number of years now. The company has a strong sense of corporate social responsibility and is very keen to work with small businesses across the country.
This means that even new and fledgling ventures have an excellent chance of being offered 30-day invoice payment options. Summa reports to both Experian and Equifax giving you a great chance of building a healthy score across multiple agencies.
Its product range might not be as extensive as Staples or Quill, but you’re guaranteed a more personalized service by the excellent customer support team.
Like HD Supply, SupplyWorks is another subsidiary of Home Depot. This arm of the Home Depot brand is known for providing a variety of industrial-grade products such as HVAC, janitorial, food service, landscaping, hospitality, plumbing, and paint supplies.
To qualify for net-30 payment terms, you’ll first need to sign up for a Home Depot Pro account. Once that has been completed, the next step is to complete and submit a credit application. Once you’ve filled out the application, you can send it in either via fax or email. The minimum order for purchases made on net-30 payment terms is $150. Keep in mind that while you incur zero percent interest on purchases paid within 30 days, SupplyWorks does charge interest on late payments.
TigerDirect is an online retailer that’s been serving customers for more than 30 years, providing a wide range of computer, telecommunications, technology, and office products. You can purchase products either on their website or via their convenient app, which is available through either the App Store or Google Play.
TigerDirect offers a line of credit with net-30 terms to its VIP business account holders. You can apply for a VIP business account by providing your information to TigerDirect online. To qualify, you’ll need to have an EIN with the IRS, be a registered business in good standing with the Secretary of State, have a Dun & Bradstreet number, maintain a separate business bank account, and be in business for at least two years. Any purchases you make through TigerDirect will be reported to both Equifax and Experian.
37. The T-Shirt Lady & Son
You might be surprised to discover that the T-Shirt Lady & Son offer a whole lot more than just T-shirts; they also offer other customizable clothing items such as polos, hoodies, jerseys, sweat pants, shorts, headwear, and footwear. In addition to clothing, you can also customize a variety of other products through their website, including drinkware, pet apparel, office supplies, banners, stickers, tablecloths, paper products, and more.
The T-Shirt Lady & Son offers net-30 billing on purchases of $300 or more with no membership fees required. You might even qualify for net-90 or net-180 terms, depending on your current credit status. Once you make a purchase, your payment history will be reported to Dun & Bradstreet, Experian, and Equifax indirectly via the Small Business Financial Exchange (SBFE).
One of the top shipping supplies companies in the country. Uline also offers janitorial products, facilities maintenance, and health and safety products. It primarily reports to Experian, but you can get in touch with customer service to see if your payments are being reported elsewhere too.
Uline offers 30-day terms to just about every one of its partners, although brand new businesses may have to evidence a few payments first before being offered a line of credit. If you’re unsure, get in touch with the customer service team that’ll be happy to walk you through the process.
Though Wayfair is most widely known for providing residential furniture, the online retailer also carries a wide range of products that can be used by businesses. For example, you can purchase office furniture, breakroom supplies, storage solutions, lighting fixtures, office décor, and other commercial-grade products through their website.
All of these items and more are available to businesses at bulk prices through the Wayfair Professional program. You can sign up for the Wayfair Professional program for free by providing your email address, selecting your industry, submitting additional contact information, and verifying your business. Once you become a member of the Wayfair Professional program, you can apply for a Wayfair Professional Flex account, which will entitle you to net-60 payment terms (U.S.-based companies only. Net-30 terms apply to companies outside the United States).
40. Wise Business Plans
If you’re just now in the process of forming a new business, then Wise Business Plans is an excellent choice for you. While they do specialize in providing business plans, the company also offers a wide array of other products to get your company off the ground and help it thrive. Just a few of their products and services include custom website, branding, digital marketing, business formation assistance, and business licensing.
Wise Business Plans also makes it possible for you to build up your credit while launching and growing your company. They offer net-30 payment terms on all of their products and services and report payments to three of the top credit bureaus: Creditsafe, Experian, and Equifax.
To qualify for the net-30 program, you will need to be a U.S.-based business registered with your local Secretary of State and have a valid EIN. You can easily apply for net-30 status through the Wise Business Plans website. Keep in mind that if you choose to participate in the net-30 program, you will need to pay a $99 annual fee.
When Zoro first started out in 2011, they focused solely on selling tools. They’ve since greatly expanded their offerings to include a vast array of business supplies and products – now Zoro literally offers millions of products from thousands of brands. For example, they provide everything from welding supplies, automotive parts, raw materials, and lab equipment to office furniture, farm animal supplies, electronics, and janitorial supplies. Whatever you need, you’re likely to find it on the Zoro website.
The company offers net-30 payment terms to all qualifying members of their Zoro Business Advantage (ZBA) program. To apply for a net-30 account with Zoro, you’ll need to call their customer service line at 1-855-289-9676.
When you call, be sure to have your company’s address, contact information for your Accounts Payable department, an email address where invoices should be sent, plus your Dun & Bradstreet number. To get started, you can call Zoro any time between 6:00 am and 9:00 pm Mondays through Fridays or from 7:00 am to 5:00 pm on Saturdays (Central Time).
Why Use a Net-30 Account in Your Business ?
- You can take on more vendors - If you don’t have to worry about paying your debts immediately it gives you more flexibility to choose your suppliers and purchase more without worrying about immediate cash concerns
- Improve cash flow - A lot of businesses might not have huge cash reserves in the bank. Opting to use Net 30 vendors means your cash flow won’t dry out at inopportune moments
- Early payment discounts - Some vendors offer discounts for paying early. This is a great way to save cash and build up a strong relationship
- Build excellent credit - Top credit reporting agency, Dun & Bradstreet, will score you higher for paying at least 20 days in advance. If all of your vendors are net 30, and you pay all of them early, you’ll have excellent credit