Startup business credit cards can serve as valuable resources for your business. As long as you repay your balance in full at the end of each billing cycle, you won’t have to pay interest charges, like you would with a startup loan. Plus, you’ll find it easier and more convenient to make everyday purchases and separate your personal and business spending. Best of luck in your search for the right startup business credit cards.


Credit card funding is a convenient solution for new companies looking for some extra cash to cover their business expenses, but keep in mind there are alternatives. Check out our list of the best startup business loans to find out more. 

Best Startup Business Loans


What credit card is best for a new business?

There is no one credit card that is the best for a new business. It all depends on your unique finances, goals, and spending habits. 

What score do you need for a business credit card?

Most credit card issuers require a good to excellent personal credit score of at least 670 for a startup business credit card. But there are secured options and a limited number of traditional cards available to those with fair credit or poor credit.

Do you need an LLC for a business credit card?

You don't need to be registered as an LLC for a business credit card. However, you will need to prove that you earn money from your products or services. 

Can I use a business credit card for personal expenses?

A business credit card should not be used for personal expenses. In fact, one of its main purposes is to help you separate your personal and business expenses. 

About the Author

Anna Baluch

Anna Baluch

Personal Finance Writer

Freelance copywriter who enjoys writing for large publications as well as startups, small to medium sized businesses.

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